Below is an overview of what a Homeowners’ Association
(“HOA”) is all about – how it is of great benefit to you, and what your responsibilities
are in order to keep it that way. Simply
put, you are not in a “development” – you are in a community! And the beauty of
an HOA is that it is run by homeowners, not outside interests.
Having an HOA acting on behalf of everyone living in the
neighborhood has significant benefits and advantages to the community as a
whole and to each and every individual homeowner. We will discuss these below so that you can
fully appreciate what the HOA does for you.
This includes our Board of Directors who are homeowners just like you.
Being part of an HOA community also means that there are
well-specified responsibilities for each homeowner, focused especially on
maintaining property values for everyone.
These responsibilities are intended to be fair, consistently applied,
and transparent. These responsibilities
are also discussed below.
Legal Basis
You are automatically entitled to all of the benefits of a
community managed under an HOA as soon as you close on your house. You are now part of a common-interest
community, the Briar Chapel Community Association (BCCA), our HOA.
Membership is mandatory. Buying a home in the community immediately
makes you an association member — by law – and therefore you accept a
contractual responsibility to abide by the established policies and financial
obligations of the BCCA. North Carolina
has statutes that legally empower elected volunteer association Boards to act on behalf of all homeowners
collectively. Also, the association is subject to the state’s nonprofit
corporation code, which confers on the Board the authority to act on the entity’s
behalf.
The BCCA’s
governing documents — such as the by-laws, and covenants, conditions and
restrictions — can be compared to contracts which specify the obligations of
the BCCA and of the homeowners. The
state recognizes these as binding documents, and therefore bestows legal
authority on the Board and defines the scope of that authority. All of these documents are available on BriarChapelLife.com.
Benefits
A way to think of the BCCA is as a service organization that
supports all of the homeowners and residents.
In that regard, the BCCA provides three broad categories of service:
Ø
Community services. For example, these
include maintaining the community website, organizing social activities,
arranging for trash and recycle collection, publishing newsletters, handling
wetlands ecology and management, and holding public meetings.
Ø
Governance services. For example, these
include establishing and maintaining design and architectural review standards,
enforcing rules equitably, resolving disputes, and establishing committees to
serve the community.
Ø
Business services. For example, these
include competitively bidding landscaping work, managing the budget and investing
reserve funds responsibly, developing long-range plans, operating and
maintaining the common areas, and collecting assessments.
By delivering these services equitably and effectively, the BCCA
protects and enhances the value of individual homes and provides owners an
opportunity to participate in decisions affecting their community and quality
of life.
Funding
Wherever a new community is built, existing local
infrastructures can be stretched. School populations, storm water management,
road maintenance, utilities, and traffic are all affected, leaving the local
jurisdiction challenged to support new community development. Therefore, local
jurisdictions often require community associations to assume many of the
responsibilities that traditionally might belong to local and state governments.
This “privatization of public services” has allowed local
jurisdictions to continue developing needed housing without increasing local
taxes. Instead, the developer builds the infrastructure and creates an
association to maintain it after it is developed. Associations ensure that all
who benefit pay their fair share and that everyone is equally responsible.
Community associations have sufficient enforcement authority that local
government is seldom, if ever, needed to resolve disputes.
For Briar Chapel, one of the “privatizations” is water
treatment. Briar Chapel waste treatment
is handled by a private utility on-site, and it is managed by a private
company. This water treatment facility
treats waste and uses the treated clean water (recycled/reclaimed) to irrigate
the green spaces in the community.
(Drinking water is from Chatham County.)
The vast majority of BCCA income is through the monthly dues
paid by all homeowners. There is
additional cash flow from guest passes and amenity rentals. As these are the only sources of revenue for
the BCCA, it is vitally important that budgets are created and adhered to and
of course that the homeowners stay current with their assessments. Do note that the budget and the process to
develop it are very transparent to the homeowners, with details published on BriarChapelLife.com.
Governing Entities
HOA’s are the most local form of representative democracy,
with leaders elected by their neighbors to govern in the best interest of all
residents. Board members are homeowners,
just like everyone else, who have freely volunteered to give their time,
energy, and skills to govern the community.
Here are some important principles which guide the BCCA Board:
Ø
Association leaders have a legal and ethical
obligation to adhere to the BCCA’s governing documents and abide by all
applicable laws.
Ø
Association leaders protect the community’s
financial health by using established management practices and sound business
principles to create and manage the budget.
Ø
Association leaders seek an effective balance
between the preferences of individual residents and the collective rights of
homeowners.
Ø
Association leaders (and residents) should be
reasonable, flexible, and open to the possibility and benefits of compromise.
It is important to understand that the same statutes and
documents that give Boards legal authority to levy assessments and make rules
also create an obligation for elected Board members to act responsibly.
Advisory
Committees (who are also homeowners) also play a critical role in assisting the
Board with carrying out its duties. These
committees help to establish policies and implement programs that maintain the
quality of life for the community.
Operations
To promulgate its duties into effective action, the BCCA Board
contracts with outside companies as needed.
The most important and obvious example of this is establishing and managing
an ongoing contract for professional management of the community. This Management Company is tasked with the
day-to-day responsibilities of the community and is paid for their efforts and
leadership. The Management Company
retains multiple employees on site and serves the Board and the community.
Briar Chapel waste treatment is handled by a private utility
on-site, and it is managed by a private company, not the BCCA. This water treatment facility treats waste
and uses the treated clean water to irrigate the green spaces in the
community. (Drinking water is from
Chatham County.)
The Management Company also serves as the “face of the HOA”,
as homeowners will likely have most of their interactions with them rather than
the Board. This is for a reason: the Management Company is paid to do this job!
Community Landscaping
In addition to the Management Company, the BCCA also has
significant ongoing contracts with a landscaping company (chosen through a
public bid process). This is important
to note in that this is typically the largest expense of the HOA in Briar
Chapel.
Renting
You don’t have to own your home to be involved with our
community. If you’d like to volunteer for a committee or other type of service
to the association, please let us know. Responsible, service-minded residents
are the backbone of our HOA regardless of their ownership status.
Renters are entitled to all the privileges of BCCA
membership except voting. And of course all renters must comply with all BCCA rules and regulations. The BCCA has the legal authority to enforce
all rules as discussed above.
Your Responsibilities
as a Homeowner
This is a community – so please treat your neighbors with
courtesy and respect. This also is a
good guiding principle for how you treat Board members, who are homeowners here
too, and the Management Company, who is on site to be of service to the entire
community.
When you bought your house in Briar Chapel, you
automatically became a member of the BCCA. Membership entitles you to attend
and observe board meetings and Town Halls, and to vote in Board elections. You
may even want to consider running for a Board seat yourself. Our community
thrives because residents volunteer for Board work and for committee
assignments. Get involved — we need you.
Attend board meetings and vote in community elections. Board
meetings are open to all who wish to sit in and keep up with issues under
discussion. The association is a democracy, and your voice and vote can affect
important issues.
Read and comply with the community’s governing documents. Make sure you understand what’s included in
them, particularly the rules about pets, parking, your home’s exterior
maintenance, and architectural guidelines.
Maintain your property and house according to established
standards. The community’s appearance adds value to all the homes within it — including
yours — so it’s important to keep landscaping neatly groomed and your home
well-maintained. This includes taking
out and then returning your trash and recycle containers within designated times
and keeping the containers out of sight.
The community has a number of common areas and services. We
share these areas and their expenses when we pay our assessments. Just like the
“rules of the road” and paying tolls once in a while, the rules of the
community ensure that everyone knows what to expect and gives them a voice in
the process.
Pay your BCCA assessments and other financial obligations on time.
Everyone’s monthly assessments contribute the largest portion of the BCCA’s budget,
so they are critically important. Other
income comes from things like guest passes and amenities rentals – no outside
investment income supports our community.
It is up to all of us. If you don’t pay on time, the burden for paying
your portion of the association’s bills falls on your neighbors.
Ensure that visiting relatives and friends
adhere to all rules and regulations. If you are leasing your home, you’re
liable for maintaining the condition of the home and for the behavior of those
who live in it. Make sure to screen tenants thoroughly and familiarize them
with the community’s rules.
Further Information
Thank you for reading through this document to understand
better the BCCA homeowner’s association – its legal basis, benefits, funding,
and how it operates. You also learned
your own responsibilities to help keep the BCCA viable and continually useful
to the community and each homeowner.
Should you desire further details and information, the Community Associations
Institute has a wealth of information.
There are many documents on that website that are good companions to the
information detailed above. Three suggestions
are “Rights
and Responsibilities for Better Communities”, “Principles
for Community Association Success”, and “An
Essential Guide for Homeowner Leaders.”